The Impact of Rising Interest Rates on Your Property Investing

In this Property Education video, Simon Zutshi, author of Property Magic, founder of the property investors network (pin), a successful property investor since 1995, talks through the current Interest Rate Crisis, as part of his Property Market Update, and its direct impact on your Property Investing in the UK.

With Interest Rates on the Rise Again, Simon explains why we are currently dealing with Rising Interest Rates and how it can affect your Property Investments. The main problem with this Interest Rate Crisis is that the mortgage lenders are using very high stress tests, which means that it is very hard to get single let properties that stack up for mortgage purposes. Many sales will fall through and this could be the start of the UK Housing Market Crash.

Simon underlines how Interest Rates in the UK were always going to go up, which is why he encouraged his students to utilize his Interest Rate Calculation when building their Property Portfolio. How High Will Interest Rates Go? He elaborates on how the UK Inflation Rate is closely linked to this.

If you want to know How to Survive the Mortgage Crisis, Simon stresses that you should evaluate a Variable Interest Rate vs Fixed Mortgage, as Fixed Rate Mortgages are much more beneficial for Property Success to reduce the risks of rising interest rates.

He also highlights the EPC Changes in 2025 and Affordability Stress Tests we should be aware of, when thinking about Is Britain Heading into a Major Housing Collapse? Property Strategies such as Lease Option Agreements, Rent to Rent and Vendor Finance are great tools to make use of in the upcoming months.

Simon summarizes that whilst we are in a time of massive uncertainty, there is also huge opportunity. It is important to get educated, surround yourself with like-minded individuals and take up some further free Property Training through the Simon Zutshi YouTube channel.