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Luke Rowlands & Morgan Stewart

Cardiff pin host

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Meet your pin host

....we would love to see you at the next Cardiff pin meeting and there will be a warm welcome for all. Here's a bit about us:


I'm Morgan Stewart and I have been involved in property since 2006 and I started my property journey working on a development of five sixteen century barns converting them into luxury homes, unfortunately this coincided with the financial crash of 2007. Though this time I witnessed how the developer only survived by the cash flow he received from his caravan site and I saw the importance of having income from property not just lump sums.

I was working as a bricklayer when I made the decision to invest in property for myself and I purchased my first buy to let in October 2013 which I still have in my portfolio.

At this time I attended my first pin meeting and soon enrolled on the 11th property mastermind program which accelerated my learning and helped me to formulate a strategy that worked for me.

Since then we have concentrated on building a portfolio of highly cash flowing HMO's in the south Wales area which has allowed me the freedom to leave the building industry behind.

I am now a fully regulated mortgage broker, a role I enjoy immensely and with my investing and building back grounds this helps me to think outside the box and fund deals a lot of brokers would walk away from.

The monthly pin meetings have been crucial in helping me to gain knowledge and contacts to help to grow my property business. I have also found it to be a good support environment where you can meet people of the same mind as property can be a lonely Journey on your own.

and I'm Luke Rowlands and I am your co-host at the Cardiff pin.

My background is refurbishments and I have been involved in the building trade ever since I left school in 2012, from starting off as a labourer at the age of 16 doing small home repairs to complete full refurbishments including HMO’s and multi unit blocks from now being a full time property investor and developer and also managing multi-unit development sites so it’s a real honour to be co-host and part of the pin community.

I have been a regular attendee and helper at Cardiff pin since 2016 and it has been a huge help to the refurbishment side of the business for many years gaining many customers and building great relationships.

After signing up for Simon Zutshi’s 27th mastermind program in 2019 it completely transformed myself as a person getting out of that comfort zone which I was always stuck in to building enough confidence to go do the deals I’ve always dreamt of and built up a great network of contacts and knowledge.

My investment strategies HMO’s and Commercial to Residential Conversions so if I could help you in any way and you would like to connect please do get in touch with me it would be great to connect.

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