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How to Structure Your Mortgage: Fixed vs Variable in the UK

by Simon Zutshi | Sep 30, 2025 | All Posts, Most Popular

If you’re wondering how to structure your mortgage, you’re not alone. Many people ask what’s the best way to structure a mortgage: should you go for a fixed vs variable mortgage UK deal, or choose between a 2 year vs 5 year fixed mortgage? For homeowners and property...

Why Everyone’s Waiting to Buy (And Why You Shouldn’t)

by Simon Zutshi | Sep 28, 2025 | All Posts, Most Popular

Right now, a lot of people are asking, should I wait to buy property UK in 2025? Many are worried about a possible UK property market crash, wondering if now is really the best time to buy property UK, or holding back until things look safer for UK property investing...

How I Bought Below Market Value Properties

by Simon Zutshi | Sep 23, 2025 | All Posts, Most Popular

How to Buy Below Market Value Property in the UK If you want to scale your portfolio quickly, one of the smartest strategies is to buy below market value property UK investors often overlook. These opportunities usually come from motivated property sellers UK who...

Buy to Let Limited Company vs Personal Name: Which Is Best in 2025?

by Simon Zutshi | Sep 21, 2025 | All Posts, Most Popular

One of the biggest decisions landlords face is whether to structure their portfolio as a limited company buy to let or keep properties in their personal name. Many investors ask, should I buy property in a limited company? The answer depends on factors like tax,...

My Property Joint Venture Nightmare (And How to Avoid One)

by Simon Zutshi | Sep 16, 2025 | All Posts, Most Popular

When it comes to building your wealth through property, joint venture property investing can be a powerful way to do more together than you can alone. Many investors use this strategy to unlock bigger joint venture property deals that they couldn’t take on by...

House Value Tax – How to Prepare (and Whether You Can Avoid It)

by Simon Zutshi | Sep 14, 2025 | All Posts, Most Popular

Why everyone is talking about the House Value Tax The government is considering a new House Value Tax. The House Value Tax is being considered as a full Stamp Duty replacement and form part of wider Council Tax reform. Some reports even call it a national property tax...
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