How to Use Debt Correctly to Make You Money as a Property Investor

Debt Is Bad? But Did You Know How to Use Debt to Build Wealth?

Despite constantly being told that we shouldn’t get into debt, there is a key difference between Good Debt and Bad Debt to get wealthy. Property Expert, Simon Zutshi, explains how Debt Can Generate You Income, especially as a Property Investor in the UK.

Find out more how Rich People Use Debt to Build Wealth, or in this context, debt associated with Property Investment. If you are able to utilise debt in order to purchase assets – this is a really smart thing to do.

Simon refers to Robert Kiyosaki’s book, Rich Dad Poor Dad, which has a really good explanation between good debt and bad debt. It is Robert Kiyosaki’s Billionaire Mindset which highlights How to Use Debt to Get Rich.

Learn more about how Debt can Generate Income through Simon’s example of buying just 4 Investment Properties. When you pay the mortgages back, all the profit that remains will be yours.

Simon’s book, Property Magic, is also a great reference if you are interested in using debt to leverage other people’s money, getting other people to find you properties and learning how to become a successful property investor in an efficient way.

Join the UK’s Leading Property Investment Community

Want to stay ahead in the world of property investing? Get expert insights, tips, and updates delivered straight to your inbox. Be part of a thriving network of investors and take action towards your goals today!




Renters Rights Bill 2026: What Landlords Need to Know
Renters Rights Bill 2026: What Landlords Need to Know

The Renters Rights Bill 2026 is set to bring some of the most significant renters rights bill changes the UK property market has ever seen. With the section 21 ban confirmed and new rules around landlord compliance already on the horizon, every landlord and investor...

How to Find the Best Area to Invest in Property in 60 Minutes
How to Find the Best Area to Invest in Property in 60 Minutes

If you want to learn how to find the best area to invest in property, this 60-minute guide will walk you through the exact steps to do it with confidence. Whether you’re comparing ROI or carrying out property market analysis UK wide, this simple process will help you...

How to Structure Your Mortgage: Fixed vs Variable in the UK
How to Structure Your Mortgage: Fixed vs Variable in the UK

If you’re wondering how to structure your mortgage, you’re not alone. Many people ask what’s the best way to structure a mortgage: should you go for a fixed vs variable mortgage UK deal, or choose between a 2 year vs 5 year fixed mortgage? For homeowners and property...

Why Everyone’s Waiting to Buy (And Why You Shouldn’t)
Why Everyone’s Waiting to Buy (And Why You Shouldn’t)

Right now, a lot of people are asking, should I wait to buy property UK in 2025? Many are worried about a possible UK property market crash, wondering if now is really the best time to buy property UK, or holding back until things look safer for UK property investing...

How I Bought Below Market Value Properties
How I Bought Below Market Value Properties

If you want to scale your portfolio quickly, one of the smartest strategies is to buy below market value property UK investors often overlook. These opportunities usually come from motivated property sellers UK who prioritise speed and certainty over price. By...

Buy to Let Limited Company vs Personal Name: Which Is Best in 2025?
Buy to Let Limited Company vs Personal Name: Which Is Best in 2025?

One of the biggest decisions landlords face is whether to structure their portfolio as a limited company buy to let or keep properties in their personal name. Many investors ask, should I buy property in a limited company? The answer depends on factors like tax,...

My Property Joint Venture Nightmare (And How to Avoid One)
My Property Joint Venture Nightmare (And How to Avoid One)

When it comes to building your wealth through property, joint venture property investing can be a powerful way to do more together than you can alone. Many investors use this strategy to unlock bigger joint venture property deals that they couldn’t take on by...

House Value Tax – How to Prepare (and Whether You Can Avoid It)
House Value Tax – How to Prepare (and Whether You Can Avoid It)

The government is considering a new House Value Tax. The House Value Tax is being considered as a full Stamp Duty replacement and form part of wider Council Tax reform. Some reports even call it a national property tax UK. The House Value Tax is being considered as a...

Joint Venture Property Investing UK: How to Do No Money Down Deals
Joint Venture Property Investing UK: How to Do No Money Down Deals

Many people assume property investing requires large deposits and mortgages. The truth is, once you learn how to buy property with no money, you’ll see there are creative strategies available, such as the purchase lease option strategy, property deal sourcing UK, and...