Kent June 2022 Meeting 

Property Investing Expert Panel

Rick Walton - Property Investor & Lettings Specialist

Rick is a full-time investor and landlord and has been since 2006. It was shortly after a significant turning point event, losing his mother-in-law to bowel cancer and coupled with the ever increasing frustration of working in the day job as a consultant mechanical engineer, that Rick and his wife decided to create their own future lifestyle and pension via property.

Investing in Buy-To-lets and Houses in Multiple Occupation (HMOs) predominantly in the South-East, they have created a significant income-generating portfolio in a relatively short period of time, using little of their own money. Following the success of his own journey, Rick has also been an advanced trainer and public speaker since 2012 – teaching and inspiring 1000’s of others to become professional investors and landlords in Buy-To-Lets, HMOs and other property investments.

Rick is also co-owner and creator of Lifeboat Lettings, a specialist lettings agency based near Ashford, Kent that manages both Buy-To-lets and HMOs across Kent for his own portfolio and external landlords alike.  

Howard Bowes - Property Investor & Finance Expert

Howard is the Managing Director of Harvey Bowes Financial Services Limited who are specialists in HMO, buy-to-let and commercial mortgage broker. In addition, residential mortgages, JV funding, development & bridging finance.  As a property investor himself, he also walks the talk with experience is a variety of different investing strategies! 

Martin Rapley - Refurbishment Expert

Martin is here to help you with your property refurbishments whether they are a quick tidy up between tenants, converting a house to an HMO, commercial to residential conversions or splitting a house into flats.   He has over 30 years experience working in the construction industry, initially as a Contractors Quantity Surveyor and later as a Project Manager.  Although I have a degree in Quantity Surveying it's the experience that really counts and I'm really lucky to have worked on a diverse range of projects in my career including museums, police stations, banks, schools, offices, churches and lots of houses owned by investors and privately.

ALSO...What the taxman does not want you to know! Arif Punjani

Arif Punjani of Matplus – a founder partner of an award winning firm of Chartered Accountants, specialising in working with landlords, investors and developers’ tax affairs based in UK and overseas.  An Oxford Brookes University graduate and proud member of 4 accounting professional bodies.  

During Arif's presentation, he will cover:

1.    Learn tax lifecycle a UK property goes through.
2.    Use of tax efficient structure to buy and manage property
3.    HMRC’s attack on landlords and Let Property Campaign
4.    Tax tips to take away and implement