Edinburgh February 2019 Meeting 

Incorporating without refinancing and other taxation strategies - Mark Smith 

•    Are you a hands-on landlord looking to counter the effects of loss of finance cost relief?
•    Do you want to get your business into a company structure without having to refinance your current lending?
•    Do you want to pass on as much of your business as you can whilst minimising the effects of IHT?
•    Do you want to maximise your personal tax allowances?

If you are a property rental business, working 20 hours or more in an average week, and sharing income and expenses in common with another (eg spouse) then you could well be eligible for incorporation into a limited company, without having to refinance your current lending and with rollover relief on capital gains and exemptions from Stamp Duty. This would give your business full relief from finance costs, as well as a whole range of other opportunities for equity release, income maximisation and succession planning.

Mark Smith is a barrister well-known in the private rented sector. He led the legal team that recovered £27million of unlawfully charged mortgage interest from West Bromwich Building Society in 2016 on behalf of 6200 landlords (Mark Alexander v West Bromwich).

In association with Property118, he has designed robust strategies to allow rental businesses to incorporate without refinancing, and over 100 businesses have successfully done so to date from the introduction of the BICT in November 2015.

ALSO... Insightful investing using data to make you more money  - John Penquet

Do you know which street in the UK are the highest yielding?

Would you like to know in which areas your investments in property can increase in value by up to 20% for with no investment or refurbishment?

Ever wondered what demand is like and the real rental demand is for your portfolio?

Would you like to be told something is happening in property rather than be told what happened after the event?

Investors have used data and forecasting for decades to inform investment decisions.  And yet hundreds of property investors make enormous investments and take risk without having high quality data. 

Would you invest £200,000 in the stock market without accurate, specific market data?  

During his presentation, John will talk about how he used data to find locations where rent demand was high and then enjoyed significant property value increases by securing properties in areas nobody else was looking.