Morgan Stewart & Liam Davies

Hello and Welcome to Cardiff pin from Morgan and Liam. We would love to see you at the next Cardiff pin meeting held on the 2nd Tuesday of the month and there will be a warm welcome for all.

Here's a bit about us:

I'm Morgan Stewart and I have been involved in property since 2006 and I started my property journey working on a development of five sixteen century barns converting them into luxury homes, unfortunately this coincided with the financial crash of 2007. Though this time I witnessed how the developer only survived by the cash flow he received from his caravan site and I saw the importance of having income from property not just lump sums.

I was working as a bricklayer when I made the decision to invest in property for myself and I purchased my first buy to let in October 2013 which I still have in my portfolio.

At this time I attended my first pin meeting and soon enrolled on the 11th property mastermind program which accelerated my learning and helped me to formulate a strategy that worked for me.

Since then we have concentrated on building a portfolio of highly cash flowing HMO's in the south Wales area which has allowed me the freedom to leave the building industry behind.

I am now a fully regulated mortgage broker, a role I enjoy immensely and with my investing and building back grounds this helps me to think outside the box and fund deals a lot of brokers would walk away from.

The monthly pin meetings have been crucial in helping me to gain knowledge and contacts to help to grow my property business. I have also found it to be a good support environment where you can meet people of the same mind as property can be a lonely Journey on your own.

If you’ve been thinking about property for years without ever starting, we’re going to get along. That was me for a long time.

I’m Liam Davies, co-host of Cardiff pin. I came at this from the opposite direction to most people here.

Not property. Marketing. For years I turned up to rooms exactly like this one without owning a single house, just talking about a property lead generation idea I was building. In one of them I met a guy who became one of my best mates. He was doing 40k a month from his portfolio, and I didn’t even know that was possible.

That one conversation changed everything.

Here’s what actually got me off the fence. It wasn’t more information. It was permission, and being sat in a room full of people already doing the thing I was nervous to try. Even when I attended the 3 day Mastermind Accelerator it did the same. Being around people further ahead expanded what I thought was possible and got me taking action.

So in 2021 I finally took action. Six properties in seven months, all my money back out and often 20 to 30 grand on top, with the finance raised through marketing rather than my savings. That made me a finalist for Young Property Investor of the Year at the Property Investor Awards.

These days I buy property and businesses and build AI into the lot, so I can do less and get more done.

That’s why I co-host here. A room like this is where it started for me, and now I want to be that person in the room for someone else. The one sat next to you might be your version of my mate, and you won’t know until you talk to them.

So come along, get stuck in, and talk to people. If I can help, grab me on the night or book a 20 minute Zoom, and let’s get you taking action.