Sheffield June 2022 Meeting 

Property finance by property people - Rupert Lowe

At this month's pin meeting, Rupert Lowe, from Crowdproperty, will be talking about the dawn of technology-enabled alternative finance, which the UK leads the world in. 'Fintech' is breaking new boundaries and making financial services far more efficient and therefore more rewarding for customers.

Rupert is a Chartered Surveyor (MRICS) with over 27 years in the property industry and joined CrowdProperty as Business Development Manager in January 2021 with a view to assist with the expansion of the business to support as many SME Residential Developers as possible with their property finance requirements.

 During Rupert's presentation you will learn:

• What Alternative Finance is and why it’s the future of finance
• Why it benefits everyone (except the banks)
• How CrowdProperty is harnessing technology to disrupt the property finance sector
• How CrowdProperty can help you grow your property business faster

CrowdProperty (www.crowdproperty.com) is the UK's leading specialist property project lending platform. CrowdProperty is a profitable fintech/proptech lending innovator, exceptionally efficiently matching the demand (quality property professionals undertaking quality property projects) and supply (retail/institutional investors) of capital for value-creating property projects, delivering a better deal for all – borrowers, lenders, the under-supplied UK housing environment and spend in the UK economy. 

Actual property development and investment experience lies at the heart of the business meaning hands-on, expertise-led due diligence and loan monitoring. Lending is focused on the SME property professional market, a key segment for supplying much needed UK housing stock, which is poorly and inefficiently served by traditional funding sources. CrowdProperty funds property professionals undertaking any sort of property project (including auction purchases and bridging), structuring the perfect funding product and doing so with greater speed, ease, certainty and expertise than anyone in the market. As property people providing property finance, we intimately understand the market needs. 

CrowdProperty has funded the development of over 2,000 homes worth over £450m, originating over £250m of agreed facilities and lending over £200m to date, supporting over £150m of spend on labour, materials and services in the UK economy.

Headache in the Pipeline? Developing a Strategy for your Utilities... Jeff Topp 

Jeff Topp, from pin’s preferred utilities supplier - Full Power Utilities – will be sharing his knowledge and expertise about utility management and helping us to minimise the associated headache and costs.               
Normally a substantial running cost for HMO/Serviced Accommodation operators, Jeff will inform you of the different options available to you with regards the procurement and management of your gas and electricity supply. 

During his talk, Jeff will cover several topics, including:

• How to minimise/remove the headache associated with managing your (growing) portfolio’s utilities.
• How a commercial utility rate can be secured on a domestic use property (without VAT implications). 
• How to protect yourself from inevitable price increases and additional charges.
• How to avoid dealing with the suppliers!
• It’s not just utilities that savings can be found